Niche Insurance Brokers

WEBSITE PRIVACY POLICY

Privacy & confidentiality is of utmost importance to Niche Insurance Brokers

Niche Insurance Brokers, a legal entity registered in the Republic of Cyprus, is the owner and operator of this website, www.niche.com.cy. The Company, hereafter also referred to by its website domain name www.niche.com.cy, niche.com.cy and/or Niche Insurance Brokers.

Please read the following Privacy Policy carefully. This Privacy Policy section explains what information may be collected via the niche.com.cy website, and how it may be used; respecting the privacy of both the website visitor, as well any affiliates and partners, together with any unlawful copyright and misuse of information on the niche.com.cy website.

For more information regarding legalities and use/misuse of information on the niche.com.cy website, please read the Legal Disclaimer. If anything is unclear or for further information regarding this Privacy Policy, please contact Niche Insurance Brokers directly at info@niche.com.cy

This Privacy Policy applies to all information collected via niche.com.cy only.

PRIVACY OF DATA & INFORMATION COLLECTED

Niche Insurance Brokers is dedicated to protecting the website user’s privacy and safeguarding any personally identifiable information. Niche Insurance Brokers uses all information collected/gathered via this niche.com.cy website in strict confidence and privacy. It is the company’s policy to respect and protect the privacy rights of visitors to this website, any prospective guest/customer, as well as all partners and affiliates.

ANY INFORMATION AND DATA PROVIDED THROUGH THIS WEBSITE WILL BE USED IN STRICT CONFIDENCE, SECURITY AND PRIVACY. ANY COMPANY OR PERSONAL DETAILS SUBMITTED VIA THE CONTACT/QUOTE FORM REQUEST OR DIRECT CONTACT E-VIA MAIL WILL ALSO NOT BE DIVULGED TO ANY OTHER PARTIES, UNLESS SPECIFICALLY VERIFIED AND APPROVED PRIOR BY THE SENDER.

What information may be collected through this website:

Enquiries for insurance products/services in Cyprus, as well as general business/partner enquiries can be submitted through this website, but not purchased or paid for online.

Niche Insurance Brokers will explicitly ask when requiring further information that personally identifies you or any personal/business information needed to contact you, such as for insurance enquiries, post purchase support, or for sending general feedback. This might be over email, telephone or other electronic communication.

Niche Insurance Brokers will use such Personal Information to provide end solution and service in the related insurance matters, and if requested, to inform you of sector insights and news. Niche Insurance Brokers might also use this information to process, validate and verify any insurance product/service requests.

When a user provides information through niche.com.cy – such as via the online enquiry/contact form – Niche Insurance Brokers:

  • Does not collect any unnecessary information, nor distribute any information externally without the user’s knowledge or prior consent, nor collect any information without the user’s knowledge or consent.
  • Attempts to store information as securely as possible and does not allow access to this information by external parties unless required by law (for example, if the information is subject to a warrant or subpoena).

Any information collected is used solely by authorised Niche Insurance Brokers personnel

COMPULSORY DISCLOSURE

Niche Insurance Brokers may be compelled to disclose a certain amount of information by local law, such as under local Cyprus or EU court orders or legal notices to produce documents under law.

WEBSITE TRAFFIC TRENDS

For statistical purposes, Niche Insurance Brokers collects information on website activity (such as number of users who visit our website, date and time of visits, number of pages viewed and location, entry page, exit page and links, type of browser, type of device, among other general web browsing statistical information).

This information does not identify individuals as such, but it does provide statistics that can be used to analyse and improve the user’s experience whilst on this website. Niche Insurance Brokers analyses website traffic trends, which may involve the use of cookies to help improve the overall website experience during a visit and also help improve the end services provided. You are responsible for setting your device’s internet browser privacy settings at an appropriate level, including cookies policy, relevant to your requirements.

Various data that may be monitored through the niche.com.cy website includes:

  • Standard machine/device identity details (used to visit the website), as is normal and necessary when a user interacts with a website and its server; and
  • ClickStream data on the nature of a user’s visit to the site, including server address, user’s upper domain category (e.g. .com, .org, .net, .cy, .eu, etc.) and thereby origin location, date and time of the visit, path taken to the niche.com.cy website (e.g. via a search engine and which one, social media driven traffic, or link from at another site), various pages accessed, route taken through the site, exit pages, exit links, sometimes searched words or terminology performed to find the website (as this may also be encrypted by search engines now), and any documents downloaded.

This type of website traffic observations is standard across most websites on the Internet these days.

Cookies

About cookies

Cookies are text files containing small amounts of information which are downloaded to your device when you visit a website. Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognises that cookie. Cookies are useful because they allow a website to recognise a user’s device.

Cookies do lots of different jobs, like keeping track of the choices you make during your visit to that website, letting you navigate between pages efficiently, remembering your preferences, and generally improve the user experience. They can also help to ensure that adverts you see online are more relevant to you and your interests.

As well as the site setting cookies it is possible for them to be set by a third party, these are known as third party cookies.

You have the ability to accept or decline cookies by modifying your browser settings. However, doing so may prevent you from using this website.

You can find out more about cookies and how to disable them at allaboutcookies.org and youronlinechoices.eu.

How we use cookies

We use cookies on this website to:

  • Collect anonymous information on the pages visited using Google Analytics and other cookies
  • Collect anonymous temporary session information to ensure that you are recognised when you move from page to page within one site and that any information you have entered is remembered

Performance

These cookies collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how a website works.

Functionality

These cookies allow the website to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. For instance, a website may be able to provide you with local weather reports or traffic news by storing in a cookie the region in which you are currently located.

These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. They may also be used to provide services you have asked for such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

Tracking

These cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organisation.

WEBSITE LEGAL DISCLAIMER

Niche Insurance Brokers, a legal entity registered in the Republic of Cyprus, is the owner and operator of this website www.niche.com.cy. The Company, hereafter also referred to by its website domain name www.niche.com.cy, niche.com.cy and/or Niche Insurance Brokers.

This Legal Disclaimer highlights and explains responsible use of all information provided within this website, and use of this website in order to obtain the services rendered, namely insurance products. However, no actual insurance products or any other form of payments are made online, only enquiries.

For more information regarding privacy of data whilst using the niche.com.cy website, please read the Privacy Policy.

If anything is unclear or for further information, possibilities of affiliate links, verifications and/or approvals of content use, please contact Niche Insurance Brokers directly at info@niche.com.cy

RESPONSIBLE USE OF INFORMATION ON NICHE.COM.CY

Niche Insurance Brokers, headquartered in Nicosia, Cyprus, and its website niche.com.cy is presented as is seen by the user, and makes no express or implied representations or warranties regarding its professional business services, namely insurance solutions.

IMPORTANT: NICHE INSURANCE DOES NOT GUARANTEE, AND ACCEPTS NO LEGAL LIABILITY WHATSOEVER ARISING FROM OR CONNECTED TO, THE ACCURACY, RELIABILITY, CURRENCY OR COMPLETENESS OF ANY MATERIAL AND CONTENT CONTAINED ON THIS NICHE.COM.CY WEBSITE OR ON ANY LINKED THIRD PARTY WEBSITES.

Content on the niche.com.cy website is not exhaustive on the insurance subject matter, and should be utilised for preliminary informational purposes only, and should not be used to make any final or affirmative legal, business or investment decisions. No person or company should act or rely upon any matter on information contained in or implied in this niche.com.cy website without first obtaining advice from a qualified adviser that relates specifically to their particular circumstances. This niche.com.cy website should not be regarded as offering a complete explanation of all insurance, corporate and general business issues referred to. Niche Insurance Brokers is not responsible for the results either of any actions taken on the basis of information contained in this niche.com.cy website, nor for any error in or omission from the contents of this website.

Niche Insurance Brokers strongly recommends users exercise their own care with respect to use of this niche.cm.cy website and that users carefully evaluate the accuracy, currency, completeness and relevance of any material on the website for their purposes. Material on this website is only an overview of the subject matter covered, i.e. insurance solutions in Cyprus/EU, and is not intended to be, nor should it be relied on as a substitute for direct business advice from a professional. Users should obtain appropriate professional advice relevant to their particular circumstances directly from a qualified advocate, such as Niche Insurance Brokers.

The material on this website includes the views or recommendations of third parties, which might not necessarily reflect the views of Niche Insurance Brokers, or indicate its commitment to a particular course of action.

Without limiting the foregoing, Niche Insurance Brokers does not warrant that all information/material within niche.com.cy will be completely up-to-date, error-free or will meet any particular criteria of performance or quality. Niche Insurance Brokers expressly disclaim all implied warranties, including, without limitation, warranties of legal service, merchantability, title, fitness for a particular purpose, non-infringement, compatibility, security, and accuracy. Use of niche.com.cy is at your own risk and you assume full responsibility and risk of loss resulting from the use of thereof. Niche Insurance Brokers or its contractors in creating this website will not in any case be liable for direct, indirect, incidental, consequential, special or punitive damages or any other damages whatsoever, whether in an action of contract, statute, tort (including, without limitation, negligence), or otherwise, relating to the use of the niche.com.cy website and any content within.

Niche Insurance Brokers expressly disclaim all and any liability and responsibility to any person who acts (or fails to act) as a consequence of reliance upon the whole (or any part) of the contents of this online publication.

NICHE INSURANCE BROKERS COPYRIGHT NOTICE

Material, content and work found on the niche.com.cy website is copyright. All content on niche.com.cy is protected by the terms of the Universal Copyright Convention on intellectual property as adopted in 1952 (Berne) and revised in 1972 (Paris). Copyright has since been extended by World Intellectual Property Organization (Geneva) to include electronic and virtual intellectual property. Apart from any use permitted under the Copyright Act, no part may be reproduced by any process, nor may any other exclusive right be exercised, without the permission of Niche Insurance Brokers:

P.O. Box 25485
1310 Nicosia, Cyprus
Telephone: +357 22 266 766
Fax: +357 22 262 812
E-mail: insurance@niche.com.cy
Content material on niche.com.cy is © 2015, Niche Insurance Brokers, Nicosia, Cyprus

This web site is provided by Niche Insurance Brokers. Unless otherwise indicated, all content on this website has been read, accepted and ultimately supplied by Niche Insurance Brokers and is strictly copyrighted to Niche Insurance Brokers. Various aspects of information on this website, namely within the sector insights, supporting publications, and partners pages originate from other third party (although credible and reliable) sources. In this case, the source is always clearly referenced and attributed, and likely to maintain their own copyright notices, privacy policy and legal disclaimers. The user is encouraged to read and familiarise themselves with each respective privacy policy and legal disclaimer.

LINKS AND AFFILIATES ON NICHE.COM.CY

In some cases, material leads you directly to the original source, either via a link or RSS/XML feed, such as with various embedded videos, or hyperlinked text. In this case, Niche Insurance Brokers maintains no responsibility over the accuracy of this content (although it has been subject to close professional scrutiny and verification) and maintains no copyright over the content provided. This information is indeed subject to its own copyright and legal disclaimer notice, as per the original source. Please view the original source’s privacy policy and legal disclaimer carefully before proceeding to use any of this information. Most is subject to copyright, and although available via RSS/XML feeds, usually cannot be utilised for direct commercial purposes.

These links and RSS/XML feeds throughout niche.com.cy lead to resources maintained by third party companies, whom Niche Insurance Brokers have no control over. As such, Niche Insurance Brokers makes no representations or warranties as to the accuracy of, or any other aspect relating to those resources.

Each in turn has their own privacy policy and legal disclaimer. The user is strongly encouraged to read them carefully before accepting or using any such sources of information. Links to external websites do not necessarily constitute an endorsement or a recommendation of any material on those sites or of any third party products or services offered by, from or through those sites. Users of links provided by this website are responsible for being aware of which organisation is hosting the website they visit, as well as their own privacy policy and legal disclaimer.

NICHE INSURANCE BROKERS SOCIAL MEDIA NETWORK

Niche Insurance Brokers uses a number of key social media services to complement its traditional public relations and marketing activities, namely LinkedIN, as well as Skype. The number and nature of social media services used by Niche Insurance Brokers could, and likely will change over time. As such, the following disclaimer applies to all social media services in use by Niche Insurance Brokers at any given time, regardless of whether they are listed on this page or not.

Any content, views, opinions and/or responses to questions uploaded, expressed or submitted by the creators, sponsors, advertisers or users of social media services utilised by Niche Insurance Brokers, other than the content provided directly by Niche Insurance Brokers, are solely the views, opinions and responsibility of the person submitting them and do not necessarily reflect the opinions of Niche Insurance Brokers or any of its partners. Niche Insurance Brokers is not responsible for content that third parties publish, post, comments, like, re-share, upload, distribute, disseminate or otherwise transmit via social media services. Although such content, if considered foul and improper, is likely to be deleted from Niche Insurance Brokers’ social media page/wall, there is no control of such content if re-shared or liked by another third party member – such is the nature of social media applications.

Social media services may occasionally be unavailable and Niche Insurance Brokers accepts no responsibility for lack of service due to downtime, as this is managed externally. While Niche Insurance Brokers will endeavour to maintain the currency and accuracy of information published via social media services, Niche Insurance Brokers does not warrant the accuracy, completeness or usefulness of the information available on its social media channels and users are advised to take care and caution.

Niche Insurance Brokers and its web development contractors, accept no liability in any way for the currency, accuracy or completeness of any material posted on social media sites and disclaims all responsibility for any loss or damage which may arise from the use (or misuse) of information provided via this communication medium. Users should themselves check the accuracy and currency of information before taking any action. Any reliance you place on such information is strictly at the user’s own risk.

Niche Insurance Brokers – www.niche.com.cy